A financial health score is a single number that measures how well you manage your money across multiple dimensions -- savings rate, debt management, investments, and retirement readiness. Compoundly scores you from 0 to 1000, rewarding good financial habits rather than absolute wealth.

Compoundly evaluates your finances using percentages and ratios rather than raw numbers. This means your score reflects financial discipline -- like your savings rate and debt-to-income ratio -- not the size of your portfolio. Your score is divided into 8 ranks from 0 to 1000.

Take a free Compoundly assessment to find out. Your Compoundly Score evaluates savings habits, debt management, investment allocation, and retirement readiness to give you an honest picture of your financial health. Start your free assessment.

Compoundly captures your complete financial picture -- income, savings, investments, debts, retirement accounts, and even rental property portfolios. Each assessment calculates your net worth automatically, and Premium users get visual charts tracking net worth over time.

Yes. The free plan includes your Compoundly Score, up to 3 assessments per day, basic financial advice, and full progress history. Premium adds AI-powered insights, smart goal tracking, visual analytics, and PDF/CSV exports for $9.99/month. See our pricing page for details.

Absolutely. Compoundly uses bank-level encryption to protect your data. Your financial information is never sold to third parties and is only used to provide you with personalized financial insights. Read our privacy policy for full details.

Compoundly currently supports 9 currencies: US Dollar (USD), Euro (EUR), British Pound (GBP), Canadian Dollar (CAD), Australian Dollar (AUD), Japanese Yen (JPY), Swiss Franc (CHF), Chinese Yuan (CNY), and Indian Rupee (INR). Because we score using percentages and ratios -- like savings rate and debt-to-income ratio -- the system works fairly across all supported currencies and income levels.

A credit score measures your borrowing reliability for lenders. The Compoundly Score measures your overall financial health and habits -- including savings, investments, and retirement readiness. It rewards good financial discipline across your entire financial picture, not just how you manage debt.