Financial Services Disclaimer

Effective Date: December 06, 2025
Last Updated: December 06, 2025

CRITICAL FINANCIAL DISCLAIMERS

THIS PLATFORM DOES NOT PROVIDE FINANCIAL ADVICE

YOU MAY LOSE MONEY ON ANY FINANCIAL DECISIONS

CONSULT QUALIFIED PROFESSIONALS BEFORE ACTING

1. Nature of Services

1Educational Platform Only

Compoundly is an EDUCATIONAL platform that provides:

Financial literacy tools and calculators
General financial education content
Automated scoring algorithms for learning purposes
AI-generated educational content for premium users

We DO NOT provide personalized financial advice, investment recommendations, or professional financial planning services.

2. Investment and Financial Risks

Risk Disclosure Matrix

Risk Category	Level	Description
Investment Loss	HIGH	All investments carry substantial risk of partial or total loss
Market Volatility	HIGH	Financial markets are unpredictable and can change rapidly
Inflation Risk	MEDIUM	Purchasing power may decline over time
Liquidity Risk	MEDIUM	Some investments may not be easily convertible to cash

ALL INVESTMENTS CARRY RISK OF LOSS

PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS

YOU MAY LOSE SOME OR ALL OF YOUR INVESTMENT

3. Regulatory Status and Compliance

2Not a Registered Investment Advisor

Compoundly and its operators are NOT:

Registered investment advisors (RIA)
Broker-dealers
Financial planners
Tax advisors
Legal advisors
Insurance agents

We are not subject to fiduciary duties under securities laws.

4. AI-Generated Content Disclaimer

3Artificial Intelligence Limitations

Our premium AI features use automated algorithms that:

May contain errors or inaccuracies
Are not personalized financial advice
Should not be relied upon for financial decisions
Are provided for educational purposes only

AI-generated content is not a substitute for professional financial advice.

5. Limitation of Liability

MAXIMUM LIABILITY LIMITATION

TO THE FULLEST EXTENT PERMITTED BY LAW:

NO WARRANTIES: Services provided "AS IS" without warranties of any kind
NO LIABILITY: We are not liable for any financial losses or damages
NO RESPONSIBILITY: We do not guarantee accuracy of calculations or AI content
USER RESPONSIBILITY: All financial decisions are solely your responsibility

6. Professional Consultation Required

4Seek Qualified Professionals

Before making ANY financial decisions, consult with:

Licensed financial advisors
Certified public accountants (CPAs)
Tax professionals
Estate planning attorneys
Insurance professionals

7. Jurisdictional Considerations

5Geographic Limitations

This platform may not be suitable for users in all jurisdictions. Financial regulations vary by:

Country of residence
State or province
Local municipality

Ensure compliance with your local financial regulations before using our services.

8. Data and Privacy

6Financial Data Security

While we implement security measures:

No system is 100% secure
Data breaches are possible
Users share financial data at their own risk

See our Privacy Policy for complete details.

9. Changes to Services

We reserve the right to:

Modify or discontinue services without notice
Update calculations or algorithms
Change AI model outputs
Alter subscription terms

10. Contact and Questions

Questions about this disclaimer?

This disclaimer is part of our legal framework. For questions about:

Terms of Service: View Terms
Privacy Practices: View Privacy Policy
AI Processing: View AI Disclosure

FINAL REMINDER

THIS PLATFORM IS FOR EDUCATIONAL PURPOSES ONLY

CONSULT QUALIFIED PROFESSIONALS FOR FINANCIAL ADVICE

YOU ARE SOLELY RESPONSIBLE FOR YOUR FINANCIAL DECISIONS